INFORMATION COLLECTION AND USE
General
okebos.net collects personal information when you register with okebos.net, when you use okebos.net products or services, when you visit okebos.net pages or the pages of certain okebos.net partners, and when you enter promotions or sweepstakes. okebos.net may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with okebos.net and sign in to our services, you are not anonymous to us.
okebos.net collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
okebos.net automatically receives and records information from your computer and browser, including your IP address, okebos.net cookie information, software and hardware attributes, and the page you request.
okebos.net uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Children
When a child under age 13 attempts to register with okebos.net, we ask the child to have a parent or guardian create a okebos.net Family Account to obtain parental permission.
okebos.net does not contact children under age 13 about special offers or for marketing purposes without a parent’s permission.
okebos.net does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.
Return to top
INFORMATION SHARING AND DISCLOSURE
okebos.net does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with okebos.net under confidentiality agreements. These companies may use your personal information to help okebos.net communicate with you about offers from okebos.net and our marketing partners. However, these companies do not have any independent right to share this information.
We have a parent’s permission to share the information if the user is a child under age 13. Parents have the option of allowing okebos.net to collect and use their child’s information without consenting to okebos.net sharing of this information with people and companies who may use this information for their own purposes.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of okebos.net’s terms of use, or as otherwise required by law.
We transfer information about you if okebos.net is acquired by or merged with another company. In this event, okebos.net will notify you before information about you is transferred and becomes subject to a different privacy policy.
okebos.net displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
okebos.net does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
okebos.net advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
okebos.net works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you’ve requested please read our detailed reference links.
Return to top
COOKIES
okebos.net may set and access okebos.net cookies on your computer.
okebos.net lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to okebos.net’s cookies.
okebos.net uses web beacons to access okebos.net cookies inside and outside our network of web sites and in connection with okebos.net products and services.
Your Ability to Edit and Delete Your Account Information and Preferences
General
You can edit your okebos.net Account Information, including your marketing preferences, at any time.
New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the okebos.net service, such as service announcements, administrative messages and the okebos.net Newsletter, that are considered part of your okebos.net account, without offering you the opportunity to opt out of receiving them.
You can delete your okebos.net account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.
Children
Parents can review, edit, and delete information relating to their child’s okebos.net account using tools offered by okebos.net Family Accounts.
If a parent chooses not to allow us to further collect or use a child’s information, parents enrolled in okebos.net Family Accounts can delete their child’s account by signing into that child’s account and then visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.
Return to top
CONFIDENTIALITY AND SECURITY
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
To learn more about security, including the security steps we have taken and security steps you can take, please read Security at okebos.net.